Your home is likely your most valuable asset, and insuring it properly is essential.
The first stage of the process is to work with one of our team to assess the replacement value of your home. We utilize the latest valuation technology to arrive at the full replacement value of your home. Its accuracy however is only as good as the information you provide us. It is essential that you know the basics of your home in terms of the overall square footage, the size of the main level, the number of floors and a good sense of the home's level of finish, quality, and options.
Once the replacement value has been ascertained, we utilize our computerized rating system to offer you a quotation from one of the 7 home insurance markets Underwriters deals with. We deal with ING, AXA Pacific, Gore Mutual, Peace Hills Insurance, Wawanesa, Mutual Fire Insurance, and Lloyds of London.
Home insurance offers coverage for your home, its contents, other buildings on your property, living expense coverage if you are forced out of your home, and liability insurance. There are many things your home will be coveraged for and some things that are simply not insurable. We will do our best to point the highlights out to you, but ask you to review your policy in detail and ask us any questions that you may have.
Deductibles range from as low as $200 in some cases, to as high as $5,000 if you want a higher deductible. The standard deductible is $500 but you can save money by selecting a higher deductible.
Our team will work with you to select a package that offers you the best array of coverages for your needs, as well as one that is competitvely priced.
Click on our Locations and Contact bar for a location near you, and a member of our Personal Solutions Team will be pleased to help you.