Life Insurance: Life Insurance provides funds at death to cover such items as funeral expenses, paying off debts, and providing a pool of money for future use by beneficiaries and dependents. Life insurance comes in a variety of forms, but is most commonly either term insurance or some form of cash value policy. A term insurance policy has low rates and is a straight insurance product. Various forms of cash valued policies comprise an insurance component as well as an investment component designed to offset higher premiums in one's old age. Each policy and premium is very specific to your own health and circumstances. We can easily and quickly provide you with a quotation. Contact our team for more details at 1-800-201-9992
Mortgage Insurance: Underwriters Insurance Brokers can often save you money over what the banks or your mortgage company offers you for mortgage insurance. This type of plan puts money into your dependents hands to pay off your home mortgage or other debts in the event of your death. Plans can be for one person or in the form of a joint policy covering spouses who hold the same mortgage. Remember, your bank can offer you coverage, but cannot insist you buy their product. Non-bank options are usually better with lower rates, and more flexibility. Contact our team for more information or a quotation at 1-800-201-9992
Disability Insurance: Also referred to as "Income Replacement Insurance", disability coverage pays you an income in the event you are permanently or temporarily disabled or become seriously ill and are unable to earn an income from your normal career. Underwriters Insurance offers many different plans with numerous options available to suit your requirements. If you are self-employed, or are an employee looking for superior benefits than are provided by your employer, our team has the solution for you at 1-800-201-9992
Critical Illness Insurance: Critical illness insurance is a form of insurance meant to provide coverage that is sometimes missed by Disability Insurance [Redirect to above description of Disability Insurance]. Critical Illness insurance pays out a lump sum of money (the insured amount), if the insured person is diagnosed with (and survives at least 30 days) at least one of several critical illnesses. What you do with the benefit amount is up to you.
Long Term Care Insurance: Long term care insurance provides you with a tax-free monthly income if you require care due to an illness, accident or diminished physical or mental capacity. Coverage is intended to help bridge the gap between personal savings and provincial and private health insurance coverage.
Private Health Insurance: If your employer does not cover you for extended health and dental expenses, let us know your needs and we will be happy to provide you with a solution.
We would be happy to provide you with a no-obligation quote for any of the above-mentioned insurance related products. When requesting a quote, please include the following information:
- Type of quote being requested (ie. Life insurance, critical illness insurance, etc.)- Your name- Your birth date- Are you a smoker or a non-smoker?- The dollar amount of requested coverage- Your contact information (phone number, fax, email, etc.)- Please note: If you are requesting joint coverage for a plan, please also include the following information for your spouse: name, birth date, smoker or non-smoker
To request a quote via email, please send your request to randy@underwriters.bc.ca. To request a quote via fax, please send your request to (250) 374-8296.
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