RV's & Boats

Vacation Trailers / Campers

One of the best things to do in BC is to take the family and the camper or trailer and head to the lake for the weekend. Underwriters Insurance has your solution for trailer and campers, so you can enjoy your family time. Some of the piece of mind benefits you recieve are:

• Your trailer / camper unit and personal property are insured against "All Risks" for direct loss.
• Contents coverage is 15% of the trailer amount and includes items at the trailer site.

The "All Risk" vacation trailer / camper unit package provided is an excellent product with superior coverages, such as:

• We provide Guaranteed Replacement Cost on your trailer or camper unit in the event of a total constructive loss occuring within 24 months of the date of purchase. This means the cost of repairs or replacement of the unit regardless of the amount of insurance and with no deduction for depreciation.
• We will pay replacement cost for your contents. meaning new articles of like kind and quality without deduction for depreciation.

There are some additional coverages that are of no cost to you:

• Liberalization clause, if we broaden any coverages throughout the year, you get that coverage automatically - at NO extra charge.
• We will pay additional living expenses of up to $1,000 should your trailer / camper unit be uninhabitable as a result of an insured peril, with the option to purchase higher amounts.
• We will pay for emergency road service of up to $250 per event, with higher amounts available for purchase.
• We will cover debris removal of up to $1,000.
• We will cover fire department charges as a result of an insured peril.

Boat Insurance

There are seven national parks in BC, which means alot of water, in fact over 19,000 square kilometres of it are nestled in our beautiful province. And remember that little Pacific Ocean as well! This indicates that there are a growing number of boat owners out there, and Underwriters Insurance has a boat solution for all of them.

Car top boats, sailboats, yachts, ski boats, canoes, all have very specific needs and very specific uses. As such, we need to discuss these things with you and provide you with a tailor made quotation to cover off your potential losses.

Motorcycles, Snowmobiles & ATV's

Ride Smart is an All Risk, Physical Damage policy, developed for the experienced motorcycle rider offering substantial discounts recognizing the benefits of that experience.

This Agreed Value Policy includes several extensions including:

• Emergency Roadside Service Expense
• Lock Rekeying
• Travel Protection
• $1,000 for Motorcycle Trailers
• $1,000 for Riding Gear included

We believe Ride Smart really is ‘a better way to insure your motorcycle.’

To compliment the Motorcycle Program, we are pleased to also offer Physical Damage coverage for Snowmobiles & ATV's. Our policy provides broad coverage, subject to Actual Cash Value, designed specifically for the mature, claims free rider. Extensions of coverage include:

• $1,000 for Trailers/Truck Decks
• $1,000 for Riding Gear

Click on our Locations and Contact bar for a location near you, and a member of our Personal Solutions Team will be pleased to help you.